Public Adjuster Wisconsin
House fire, burst pipe, or toilet overflowing from tank? Terrible situations that always catch you off guard. We are local public adjusters, and we will take care of everything. We will file an insurance claim for water and fire damage and fight for a fair compensation payout.

The consequences of a fire, burst pipe, slab leak, or flooding are undoubtedly devastating. Owners of residential and commercial properties in Wisconsin are left alone with damaged walls, pipes, or foundations.
Usually, in such cases, people call the insurance company hoping to get money for restoration work or a full repair. However, their hope cruelly crashes against reality. The insurer is interested in minimizing the payout as much as possible, which is exactly what they do — looking for loopholes in the policy or documenting only half of the harm caused. In the end, everyone wins except the owner.
However, there is a way to win if you have an experienced public insurance adjuster from On-Site Adjusting on your side. They will assess and document the damages, file independent claims, and handle negotiating a settlement agreement with the insurance company.
Take the burden off your shoulders — you are not alone in the fight for justice with us.


TOP PROBLEMS POLICYHOLDERS FACE WHEN FILING A CLAIM IN WISCONSIN

Claim denial
They look for any excuse to say that your water damage coverage on homeowner's insurance doesn’t apply in this case.

Lowball estimate from the insurer
Hidden damage often gets ignored. For instance, mold growing behind a wall may be conveniently “missed” in the inspection.

Pressure tactics
They offer quick, low payouts, hoping you’ll take the money out of frustration and stress.
Water or fire damage not only harms property. Such emergencies disrupt the usual rhythm of life, shake financial stability, and emotionally knock you off track. Moreover, if commercial property is affected, the business should expect loss of use damages, with consequences such as downtime, dissatisfied customers, negative impact on reputation, and loss of part of the income.
Going through the complex process of insurance claims is not easy, and it is even harder if you do not understand legal and regulatory matters. As a public adjuster insurance adjuster, we act decisively, clearly explain each step, and always put your interests first. We know what real losses look like – and how to properly conduct a total loss inventory. What do we deal with every day? In short:
- Fires: from local blazes to the complete destruction of a building.
- Flooding: burst pipes, overflow for toilet, foundation damage.
- Natural disasters: hail, storm, or wind damage.
According to state law, we cannot perform repair work directly. However, we have a wide network of trusted contractors. We will refer you to the best specialists, ensuring that you get quality repairs without overpaying.
On-Site Adjusting is a team of the best claims adjusters for home and business. We work in Wisconsin under license No. 16960983. We know how to get the maximum from the insurance company legally. We are ready to listen to your story and offer a strategy that works. We are here to protect you.
Illinois Public Adjuster Agency License #3000872396
IL License No: 16960983
WI License No: 16960983
CA License No: 4388919
CA License No: 6012768
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WE WORK FOR YOU, NOT THE INSURANCE COMPANIES

Real Value, Not Lowball Offers
With 700+ claims secured, we fight for the full payout your loss deserves — not the insurer’s first offer.

Full Recovery: from Claim to Rebuild
One team handles it all: documentation, negotiations, and complete restoration.

24/7 Response. Fast Results
We’re always on call — ready to assess damage, build estimates, and launch your recovery plan without delay.
Our Services
Who Are We?
On-Site Adjusting is a team of licensed public adjusters who have been protecting clients in property insurance cases for over 5 years.
We work with residential and commercial claims in Wisconsin, Illinois, and California, helping property owners receive fair compensation after fire, water, wind, storm damage. Moreover, we control the entire process – from damage assessment to settlement negotiation.
We believe that everyone who pays insurance premiums every month deserves full compensation. Thanks to us, insurance payouts increase by 30–50%. The largest amount we helped a client recover after underpayment by an insurance company exceeded $3.1 million.
Yes, our team files public claims, but that’s not all. We give you back the most important thing – control over the situation.

I’ve seen too many good people get lowballed after serious damage. You need someone who knows how the system works — and isn’t afraid to push back against the insurance company until every dollar of your loss is accounted for.
WHO WE HELP

Homeowners

Business owners

Rental property owners

Members of Homeowners / Condominium Association

Homeowners

Business owners

Members of Homeowners / Condominium Association

Rental property owners
Licensed Wisconsin Public Adjuster Service Area
- Milwaukee
- Madison
- Green Bay
- Kenosha
- Racine
- Appleton
- Brookfield
- Eau Claire
- La Crosse
- Waukesha
- Sheboygan
- Fond du Lac
- Manitowoc
- Superior
Don’t see your city listed? Contact us — we serve homeowners and businesses across all of Wisconsin
Every case you see on the left is more than just impressive numbers and equally impressive visuals. These are stories of people who faced loss, uncertainty, and complex settlement negotiations with insurance companies. Behind every figure is a home, a business, or a community that needed compensation and demanded justice.
In our 5 years of work, we have realized: experience is not just an advantage – it is a necessity. With each year, the On-Site Adjusting team becomes more precise, faster, and more attentive to details.
We do not work by a template, as insurers often do. Instead, we analyze situations more deeply, carefully inspect the property, and find what is often deliberately overlooked by the agent. We document hidden damages, undervalued losses, and missed details – everything that could potentially affect the payout amount. That is why our clients receive 30–50% more than what was initially offered.
We do not promise magic, but we guarantee professionalism. And if you see yourself in one of these cases, know this: we are ready to fight for your outcome just as we fought for each of them.
Questions about your property damage? We’ve got answers.
Problems We Solve
- Fire Damage Claim
- Flood Damage Claim
- Frozen Pipe Claims
- Pipe Break Claim
- Storm Damage Claim
- Theft & Vandalism Claim
- Water Damage Claim
- Crop Loss Farming Claim
- Appliance Malfunction
- Overflow Of Water
- Clogged Drain
- Ice Damming
- Building Collapse
- Slab Leak
- Lightning Strike
- Roof Damage
- Hail Damage
- Wind Damage
- Tornado Damage
- Wildfire Claim
- Smoke Damage
- Electrical Power Surge
- Car Crash Into Building
- Cyber Security Claim
Frequently Asked Questions
Have questions about insurance claims or compensation? We have the answers!
An adjuster sent by the insurance company works for them. Their job is to minimize your payout and save money for the insurer. An independent public adjuster, like On-Site Adjusting, works exclusively for you and protects your interests.
Yes. The main thing is to keep all documents, photos, and receipts related to fire and water damage and expenses. We can help file residential or commercial claims even after work has begun.
We assess the damages, create our own evaluation, negotiate with the insurance company, and manage the entire process – from the first call to the final decision. The duration of settlement negotiations depends on the complexity and extent of the damages and on whether the insurance company is willing to cooperate. In any case, we strive to speed up the process and minimize delays.
Yes. On-Site Adjusting is a licensed independent adjuster. We operate in Wisconsin under an official license (No. 16960983), giving us the legal right to represent residential and commercial property owners in insurance matters.
According to local law, we do not provide restoration services directly. However, we can recommend trusted contractors who specialize in fire and water damage restoration, according to the type of damage and the scale of the loss.
We cover a wide range of water damage: burst pipes, flooding, roof leaks, sewer backups, and house slab water leaks – one of the most complex forms of hidden loss. We carefully document the damages, create an independent evaluation, and secure fair compensation for property owners in Wisconsin.
The Right Insurance Agent Makes All the Difference
It’s not just about picking a name off a list — the agent you choose can shape how well you’re protected when things go wrong 🤔
A good one helps you get real coverage.
A bad one? Missed details, slow responses, and stress when you need support most.
Choose smart. Your future self will thank you 🙌
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Whether it’s a burst pipe, fire loss, or storm damage, On-Site Adjusting protects property owners from underpaid claims.
📲 Public adjusting + restoration expertise = stress-free recovery
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From fire and water damage to denied or underpaid claims — On-Site Adjusting is now licensed to protect YOUR payout.
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If your claim feels like a battle — you don’t have to fight alone.
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Insurance adjusters won’t tell you this…
If you make these 3 mistakes after fire damage, your payout could shrink fast:
🚫 Cleaning instead of replacing
🚫 Letting them “seal” damaged structure
🚫 Trusting their preferred vendors
You paid for full coverage. You deserve a full recovery.
➡️ Reach out to us for your free consultation today!
☑️ We’re licensed public adjusters and restoration experts
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