Licensed Public Adjusters & Restoration Experts

    We Fight for Your Full Insurance Payout
    Then Rebuild What Matters

      What We Do

      We are a team of certified public adjusters & restoration/construction experts that can restore your property to pre-disaster conditions. If you opt for our restoration services, we will act as project managers — assembling the perfect team of craftsmen to get the job done.

      At On-Site Adjusting, we specialize in helping policyholders maximize their insurance claims. If you have experienced damage to your residential or commercial property, we can handle the entire claims process from filing to negotiating to settlement.

      5.0
      Based on 33 reviews
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      How We Work

      At On-Site Adjusting, we specialize in helping policyholders maximize their claims and bring their property back to life. If you have experienced damage to your residential or commercial property, we can handle the entire claims process from filing to negotiating to settlement. Call us with the details of your claim, and our team will immediately begin calculating a detailed estimate.

      While your claim is being negotiated, our restoration department can bring your property back to pre-disaster condition. We have an in-house crew of craftsmen to work on the various aspects of the renovation — your personal claim agent will act as ‘project manager’ to assemble the perfect team of specialists and get the job done.

      Commercial fire damage
      Residential fire damage
      Car crash through a house
      Residential fire damage
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      Questions about your property damage? We’ve got answers.

      WE WORK FOR YOU, NOT THE INSURANCE COMPANIES

      Real Value, Not Lowball Offers

      With 700+ claims secured, we fight for the full payout your loss deserves — not the insurer’s first offer.

      Full Recovery: from Claim to Rebuild

      One team handles it all: documentation, negotiations, and complete restoration.

      24/7 Response. Fast Results

      We’re always on call — ready to assess damage, build estimates, and launch your recovery plan without delay.

      Who Are We?

      At On-Site Adjusting, our team of licensed public adjusters and restoration experts handle all types of insurance claims and full property recovery for residential and commercial properties.

      We fight to maximize insurance claim payouts and manage complete restoration services — from fire and water damage to storm and structural loss — across Illinois, Wisconsin, and California.

      We are officially licensed in each state we operate in:

      - Illinois Public Adjuster Licenses: No. 3000872396 and No. 16960983
      - Wisconsin Public Adjuster License No. 16960983
      - California Public Adjuster License No. 4388919

      Discover how we’ve helped property owners secure fair insurance claim payouts and recover after property damage.

      I’ve seen too many good people get lowballed after serious damage. You need someone who knows how the system works — and isn’t afraid to push back against the insurance company until every dollar of your loss is accounted for.

      Mike Kwak, Founder of On-Site Adjusting

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        Testimonials

        David Laza Residential Fire Damage

        On-Site Adjusting went beyond my expectations when my 6-unit building caught fire. Great service!

        Wendell Wilkins Jr

        Statefarm was giving me a hard time, and I decided to hire On-Site Adjusting. This led to them finding a way to go around the hold back Statefarm had created to not pay the claim. After months of dely by Statefarm, I finally got a check. My advice is to hire On-Site Adjusting from the very start, there expertise would have saved me a lot of time. If any of my properties catch a claim, I will be calling right away. Don't count on the insurance company.

        Svetlana Stillman Fire Damage Restoration

        When it come to public adjusting and construction, Mike and his team have it down the right way. After a fire I used Mike and he handled the project very well! I would recommend his service to everyone!

        Yuri Water Damage Restoration

        Mike did a great job. Professional and responsive throughout the entire process, highly recommended.

          Whether it’s a burst pipe, fire loss, or storm damage, On-Site Adjusting protects property owners from underpaid claims.

          📲 Public adjusting + restoration expertise = stress-free recovery
          ...

          🔥 Palisades Fire Update: Families are still waiting for fair insurance claim settlements after devastating fire damage.

          We’re licensed public adjusters.
          We don’t work for insurance companies — we fight them to secure the payout you deserve.

          📲 DM us if you or someone you know needs a free fire claim review
          ...

          California, we’re in your corner 🤝

          From fire and water damage to denied or underpaid claims — On-Site Adjusting is now licensed to protect YOUR payout.

          📞 Claim help starts here - (866) 861-4992
          ...

          If your claim feels like a battle — you don’t have to fight alone.

          📩 DM for your free claim check — we’ve got you

          #claimhelp #OnSiteAdjusting #insuranceclaimhelp
          ...

          Insurance adjusters won’t tell you this…

          If you make these 3 mistakes after fire damage, your payout could shrink fast:
          🚫 Cleaning instead of replacing
          🚫 Letting them “seal” damaged structure
          🚫 Trusting their preferred vendors

          You paid for full coverage. You deserve a full recovery.

          ➡️ Reach out to us for your free consultation today!
          ☑️ We’re licensed public adjusters and restoration experts
          ...

          Explore our office locations across Illinois, California, and Wisconsin