Theft & Vandalism
Claim
Missing equipment, broken doors, ransacked rooms? Theft or vandalism is not just damage, it is an intrusion into your space. But after the shock comes something else: the insurance company questions the stolen items insurance claim or even denies payment altogether, citing policy exclusions.
On-Site Adjusting is a company that brings together the best public adjusters and contractors who specialize in vandalism insurance claim and insurance claim for stolen property. We prove the fact of the break-in, assess the actual losses, and pursue full compensation.
We work for YOU – not your insurance company.
On-Site Adjusting is a company that brings together the best public adjusters and contractors who specialize in vandalism insurance claim and insurance claim for stolen property. We prove the fact of the break-in, assess the actual losses, and pursue full compensation.
We work for YOU – not your insurance company.
Why Is Your Vandalism & Theft Claim Turning Into a Nightmare?
Insurance companies profit by paying out as little as possible. Their adjusters focus on minimizing what they owe — not helping you. After the stress of theft or vandalism, you’re left battling a system that’s NOT built to support you.
Top Problems Property Owners Face When Filing a Claim
Claim denial
The insurer looks for loopholes to say your stolen property insurance claim isn’t covered — claiming there’s no proof of forced entry, or that the missing items aren’t part of your coverage.
Lowball estimate from the insurer
Unlike an independent public adjuster, the insurer ignores secondary property losses. Damaged wiring or surveillance cameras should also be covered under your theft and loss claim.
Delay tactics
They offer you a “quick check” — a tiny amount, but right away. They count on you being exhausted, frightened, and ready to accept anything.
No matter what’s happening with your claim, we know exactly what to do.
When Should You Call On-Site Adjusting?
“They gave me a ridiculous offer…”
The insurer’s adjuster isn’t looking out for you. If something feels off, don’t settle. Call us for an independent damage assessment.
“My home was broken into. What should I do?”
Call us first — before you contact your insurance company. Acting fast protects your rights and prevents the insurer from blaming you for delays.
One of the most common reasons for underpaid compensation is ignoring indirect consequences of vandalism. The insurance representative often only considers obvious damage, like a broken lock or shattered glass. Meanwhile, expenses for temporary security, replacement of security systems, or facade restoration are ignored. These are part of your personal property theft insurance claim, and we, as adjusters on demand, help prove them.
Every day you delay benefits the insurer.
Don’t let that happen — call now to get your payout and quality restoration services.
One Call to On-Site Adjusting — and We Handle It From There
From this moment, you no longer need to argue, prove, or waste time. We handle negotiations and stay with you until all work is complete.
How do we work?
Securing the Maximum Payout for Your Insurance Claim for Burglary or Vandalism
We’re not the type of company that just sends a bill to the insurer. We make them cover the actual cost of the damage. How?
- Policy analysis. We identify applicable points relevant to your vandalism home insurance claim, including cases involving residential and commercial properties.
- Documenting the consequences. We prepare a full report of the loss.
- Cost assessment. We calculate the actual repair cost under your vandalism coverage, which may not be in the insurer’s best interest — but it’s fair to you.
- Negotiation and settlement. We present the insurance company with solid, irrefutable evidence. We don’t stop until you receive a fair settlement
Rules and regulations regarding public adjusters being restoration contractors change by state
In Illinois, OSA can provide both public adjusting and restoration services on the same claim.
In Wisconsin and California, we cannot legally provide both services on the same claim — but we do maintain a trusted network of restoration contractors and can offer the right partner for your situation.
In Illinois, OSA can provide both public adjusting and restoration services on the same claim.
In Wisconsin and California, we cannot legally provide both services on the same claim — but we do maintain a trusted network of restoration contractors and can offer the right partner for your situation.
Partnership With On-Site Adjusting — No Headaches
Your insurance providers will likely send their preferred vendors — mitigation companies or contractors who work for the insurance companies and are paid by them. These vendors serve the insurer’s interests, not yours. Their goal is to cut costs for the insurer, leaving you with low-quality repairs and ongoing issues. We work solely for you.
Who We Help
Homeowners
Business owners
Members of Homeowners / Condominium Association
Rental property owners
We offer clean-up services after theft or vandalism and public adjusting in
Illinois, Wisconsin, California
Don’t Settle for Less Than You Deserve
Your insurance company has experts on their side — so should you. We assess the full damage and tell you what your claim is really worth.
When the insurer offers quick patches instead of replacing 🥲
Has your claim ever been patched instead of properly fixed?
What Happens When a Public Adjuster Re-Evaluates Your Fire Damage Claim 😉
This commercial storage facility in Rockford, IL was originally valued at $400K — barely half of what was needed to rebuild.
We stepped in, inspected the full site, documented every impact, and proved the true scope of damage.
Result? Policy limit paid out: $811,103.
Every dollar available — secured for our client 👌
Whether you own a storage facility, retail space, warehouse, or rental units… insurance shouldn’t get the final word on your losses.
🧐 Think your claim is undervalued? Let us take a look.
DM us or call (866) 861-4992 for a free consultation!
The reality of life when it comes to property damage 🫠
Most homeowners don’t realize how much insurance company language affects their payout 🤯
A simple water-damage report can turn into delays, confusion, or a lower offer — not because you’re not covered, but because the wording makes you think you aren’t.
That’s where a public adjuster makes the difference.
We explain the process clearly, gather the right documentation, and make sure your claim reflects what actually happened — not what it’s labeled as.
💧 If you’re dealing with water damage, we can help. Reach out to us for a FREE claim review
Another homeowner protected 🤝
Another claim handled the right way.
Whether it’s water damage, fire loss, storm impact, or structural issues, we step in when your insurer falls short.
Thank you to our clients for trusting On-Site Adjusting when it matters most! 🙌
When property damage looks impossible — it usually just means the insurer hasn’t looked close enough.
👀 Every claim has fine print.
🔍 Every “denial” has a loophole.
You just need someone who knows where to find it.
💬 Have a claim or denial? Let’s review it for free — 866-861-4992
Sometimes it takes one small detail to turn “denied” into “paid.”
That’s why we dig deeper. Every time.
💧 Water damage doesn’t wait!
👉 Free claim review — 866-861-4992
☑️ We’re licensed public adjusters in IL, WI and CA
Watch this before you sign anything 🔥
After a fire, timing is everything.
There are 3 key phases — emergency response, adjusting, and restoration.
Miss one, and your insurance company might use it against you 🙈
Save this post for reference — it could protect your payout 👌
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