Storm Damage
Claim
The storm has passed, but the destruction remains: the roof is punctured by hail, the façade shredded by the wind, and water has seeped into the foundation. And while you’re trying to save your home, your insurance company is already looking for a way to cut costs on your storm damage insurance claim.
On-Site Adjusting is a licensed public adjuster for roof claims. What do we do to successfully close your storm, wind, or hail damage roof claim? At the very least, we communicate with the insurance company’s representative, make an honest damage assessment, and offer restoration services.
We work for YOU – not your insurance company.
On-Site Adjusting is a licensed public adjuster for roof claims. What do we do to successfully close your storm, wind, or hail damage roof claim? At the very least, we communicate with the insurance company’s representative, make an honest damage assessment, and offer restoration services.
We work for YOU – not your insurance company.
Why Is Your Storm Claim Turning Into a Nightmare?
Insurance companies profit by paying out as little as possible. Their adjusters focus on minimizing what they owe — not on helping you. After the stress of wind, hail, or storm damage, you’re left battling a system that’s NOT built to support you.
Top Problems Homeowners Face When Filing a Claim
Claim denial
The insurance company looks for any excuse to say your storm damage isn’t covered. They claim the cause of damage is roof wear and tear — not high winds or hail.
Lowball estimate from the insurer
The insurer ignores hidden consequences. For example, the roof insurance adjuster “doesn’t see” cracks in the roofing, siding, or leaks that appeared after the storm.
Delay tactics
You’re offered a “quick check” — a tiny payout, but immediately. The logic is simple: you’re exhausted and stressed, so you’ll agree to unfavorable storm restoration terms.
No matter what’s happening with your claim, we know exactly what to do.
When Should You Call On-Site Adjusting?
“They gave me a ridiculous offer…”
The insurer’s adjuster isn’t looking out for you. If something feels off, don’t settle. Call us for an independent damage assessment.
“My roof just got really damaged. What should I do? Submit claiming storm damage on the roof?”
Call us first — before you contact your insurance company. Acting quickly protects your rights and prevents the insurer from blaming you for delays.
One of the most common reasons for underpaid compensation is when the insurance company calls the damage “wear and tear” instead of storm impact. They ignore hail damage, cracks, and missing shingles because those are costly to repair. We prove that your roof wind damage claim must be covered — and we fight for a payout that matches your actual losses.
Every day you delay benefits the insurer.
Don’t let that happen. Call now to get your payout and quality restoration services.
One Call to On-Site Adjusting — and We Handle It From There
From this moment on, you no longer need to argue, prove, or waste your time. We handle negotiations and stay with you until all work is fully completed.
How do we work?
Step 1. Securing the Maximum Payout for Your Insurance Claim
We’re not the kind of company that just sends a bill to the insurer. We make them cover the actual cost of the damage. How?
- Policy analysis. We identify the storm damage insurance coverage provisions that apply to your case, including hail or wind damage to siding insurance claims.
- Documenting the consequences. We prepare a detailed report for your hail damage roof insurance claim with the full scope of losses.
- Cost evaluation. We calculate the real cost of storm damage cleanup and repair — which might not be in the insurer’s best interest, but it’s fair to you.
- Negotiation and settlement. We present the insurance company with solid, irrefutable evidence and don’t stop until you receive a fair settlement for your storm damage roof insurance claim.
Step 2. Providing Storm Damage Restoration
Once the funds are approved, we begin restoration right away. Because we’ve already done the assessment, we know exactly where to start.
Here’s what we do:
- Fast roof covering. We tarp damaged areas to prevent further losses.
- Hail and wind damage cleanup. We remove debris, broken siding, torn-off shingles, and clean up the entire property.
- Structural repairs. We restore the roof, façade, ceilings, and everything documented earlier by the public adjuster roofing.
- Non-structural asset storm damage restoration. We document losses of personal property — furniture, appliances, décor. If an item is destroyed, we fight for compensation for replacement, not just cleaning or cosmetic repair.
Rules and regulations regarding public adjusters being restoration contractors change by state
In Illinois, OSA can provide both public adjusting and restoration services on the same claim.
In Wisconsin and California, we cannot legally provide both services on the same claim — but we do maintain a trusted network of restoration contractors and can recommend the right partner for your situation.
In Illinois, OSA can provide both public adjusting and restoration services on the same claim.
In Wisconsin and California, we cannot legally provide both services on the same claim — but we do maintain a trusted network of restoration contractors and can recommend the right partner for your situation.
Partnership With On-Site Adjusting — No Headaches
Who We Help
Homeowners
Business owners
Members of Homeowners / Condominium Association
Rental property owners
We provide storm services and public adjusting in
Illinois, Wisconsin, California
Don’t Settle for Less Than You Deserve
Another homeowner protected 🤝
Another claim handled the right way.
Whether it’s water damage, fire loss, storm impact, or structural issues, we step in when your insurer falls short.
Thank you to our clients for trusting On-Site Adjusting when it matters most! 🙌
When property damage looks impossible — it usually just means the insurer hasn’t looked close enough.
👀 Every claim has fine print.
🔍 Every “denial” has a loophole.
You just need someone who knows where to find it.
💬 Have a claim or denial? Let’s review it for free — 866-861-4992
Sometimes it takes one small detail to turn “denied” into “paid.”
That’s why we dig deeper. Every time.
💧 Water damage doesn’t wait!
👉 Free claim review — 866-861-4992
☑️ We’re licensed public adjusters in IL, WI and CA
Watch this before you sign anything 🔥
After a fire, timing is everything.
There are 3 key phases — emergency response, adjusting, and restoration.
Miss one, and your insurance company might use it against you 🙈
Save this post for reference — it could protect your payout 👌
Follow us for more insurance tips 😉
Lowball offers, endless delays, and a dozen ways to say “not covered.” Sound familiar? 👀
👉 That’s why Public adjusters exist. We cut through the excuses and fight for your full payout.
💬 Drop a comment: What’s the most ridiculous excuse you’ve heard from an insurance company?
#insuranceclaim #publicadjuster #insurancehumor #insurancepayout #deniedclaim #onsiteadjusting
Hidden decay = hidden coverage 🔑
A building collapse, a denied claim, and an insurer that thought they could walk away.
Our public adjusters investigated, hired engineers, and found hidden structural decay that triggered coverage under the policy.
Final outcome? $396K paid out — above the policy limits.
When insurers play games, we play smarter.
👷♂️ Structural damage? Denied insurance claim?
Let’s uncover the truth — free claim review available now!
Made it through the fire?
Now don’t let paperwork, delays, or one wrong move ruin your recovery.
Here are the most common (and costly) mistakes people make after fire damage — and how to avoid them.
📲 Book a free consultation with our team today.
We fight for what your insurance owes you 👌
Before the insurance company writes their lowball estimate, we’re already on-site.
✅ Securing the property
✅ Documenting real fire damage
✅ Protecting the policyholder
First step after a fire: protect what’s left.
We handle emergency board-up and fight for your insurance claim.
📞 DM us or call 866-861-4992 for immediate help.
