If you’ve experienced property damage due to a disaster, navigating the insurance claims process can be overwhelming. You may be wondering, “Should I hire a public adjuster?” In this short guide, we’ll explore the role of a public adjuster and the reasons why hiring one could be beneficial for your insurance claim.
What is a Public Adjuster?
Before you decide to hire a public adjuster, let’s first understand what they do. A public adjuster is a licensed professional who works on behalf of policyholders (at no expense to the policyholder) to assess property damage, prepare insurance claims, and negotiate settlements with insurance companies. Learn more about what a public adjuster does here.
Should I Hire a Public Adjuster?
- Expertise and Experience: Here at On-site, our Public Adjusters have in-depth knowledge of insurance policies and the claims process. We understand the intricacies of insurance language and can effectively negotiate with insurance companies on your behalf. With our team’s expertise, you can navigate the claims process more efficiently and maximize your chances of receiving fair compensation.
- Thorough Documentation: Our Public Adjusters are well versed in documenting property damage and losses. They ensure that all damages are properly assessed and accounted for, leaving no stone unturned. This thorough documentation strengthens your insurance claim and increases the likelihood of a favorable outcome.
- Peace of Mind: Dealing with insurance claims can be stressful, especially during times of crisis. By hiring a public adjuster, you can offload the burden of paperwork and negotiations. They handle all aspects of the claims process, allowing you to focus on rebuilding and recovery with peace of mind. Read about our previous policyholders who walked away with a peace of mind, and a heavier pocket. Testimonials.
Why Choose On-Site Adjusting?
When considering whether or when to hire a public adjuster, it’s essential to choose a reputable and experienced firm. At on-site adjusting we believe in upholding the highest standards of professionalism and ethics in the industry. The NAPIA (National Association of Public Insurance Adjusters) sets the benchmark for excellence in public adjusting, you can read more about that on their website. We are committed to advocating for your best interests and ensuring that you receive fair compensation for your losses, because should not have to suffer twice. Below is a list of a few reasons why you should choose us as your trusted public adjuster:
- Expertise in Estimating Software: We understand the importance of using industry-standard estimating software like Xactimate and Symbility. Our team is highly skilled in utilizing these platforms, ensuring accurate and detailed assessments of property damages. By leveraging our expertise in estimating software, we can maximize the value of your claim and negotiate for fair compensation with confidence.
- Knowledge of Material Pricing: We have extensive experience working with companies like ITEL to determine the pricing of building materials (roofing, tiles, sidings, etc.) used in properties. This knowledge is invaluable when it comes to accurately assessing the cost of repairs or replacements for damaged structures. By utilizing our expertise in material pricing, we can ensure that your claim reflects the true value of the damages incurred.
- Thorough Documentation of Hidden Damages: One of the key advantages of working with us is our diligent approach to documenting hidden damages. We use advanced techniques such as moisture mapping and soot testing to identify and document damages that may not be immediately visible. By uncovering hidden damages and providing comprehensive documentation, we can strengthen your insurance claim and increase the likelihood of a favorable settlement.
- Cutting-Edge Technologies: We utilize state-of-the-art tools such as FLIR moisture readers and thermal scanners to detect hidden damages and assess the extent of property damage accurately. These advanced technologies enable us to provide you with precise and detailed assessments, ensuring that no damage goes unnoticed during your claims process.
