On-Site Adjusting provides professional public adjusting services to homeowners and businesses across Illinois, Wisconsin, and California.
When property damage occurs, we help policyholders document losses, navigate insurance claims, and pursue fair settlements — without working for the insurance company.
We understand that insurance claims are stressful, time-sensitive, and often confusing. Our role is to make the process clearer and protect your interests from day one.
- Chicago
- Aurora
- Rockford
- Naperville
- Joliet
- Springfield
- Peoria
- Champaign
- Waukegan
- Schaumburg
- Arlington Heights
- Evanston
- Gurnee
- Moline
- Calumet City
- Carbondale
- and more
- Milwaukee
- Madison
- Green Bay
- Kenosha
- Racine
- Appleton
- Brookfield
- Eau Claire
- La Crosse
- Waukesha
- Sheboygan
- Fond du Lac
- Manitowoc
- Superior
- and more
- Los Angeles
- San Diego
- San Jose
- San Francisco
- Fresno
- Sacramento
- Long Beach
- Oakland
- Bakersfield
- Oxnard
- Santa Monica
- Huntington Beach
- Santa Barbara
- Stockton
- and more
Not sure if you fit into our service area?
WHY HOMEOWNERS AND BUSINESS OWNERS
TRUST ON-SITE ADJUSTING
No Fee Unless We Increase Your Settlement
You pay nothing until we obtain the compensation you are entitled to. Our interests are fully aligned with yours.
Evidence-Driven Documentation
Every detail is documented — photo reports, Matterport 3D scan, moisture and smoke maps — so nothing gets overlooked.
Expertise in Residential & Commercial Claims
With experience in both areas, we see the full picture of damages and do not allow insurance companies to undervalue claims.
Licensed, Experienced Public Adjusters
Since 2011, we’ve built over 15 years of licensed expertise in property damage claims. We know the laws and regulations insurers use — and how to leverage them for our clients.
We Handle the Entire Claim for You
We take care of damage assessment, negotiating with insurance claims adjusters, and providing commercial or personal property damage restoration services.
A Reputation Built on Results
Our clients receive settlements 2–3 times higher than the insurers’ initial offers. Our reputation is based on real results, not promises.
Explore our office locations across Illinois, California, and Wisconsin
Always Available
24/7 when damage can’t wait
❄️ Chicago freeze = burst pipe season.
When temperatures drop this fast, pipes fail fast — usually overnight. What happens next depends on how quickly you act.
Emergency shut-off, proper drying, and correct documentation protect both the property and the insurance claim.
📞 Call 866-861-4992 or message us if water shows up where it shouldn’t
Insurance isn’t a favor. It’s a contract.
But most people never see the full contract in action 🤔
They’re shown a number.
Told it’s “standard.”
And pressured to accept it quickly.
What they’re not shown? The coverage they’re actually entitled to — and the damage hiding behind walls, ceilings, and paperwork.
That’s why public adjusters exist. To protect homeowners and business owners when insurance companies hope you won’t push back 😉
💬 If something about your claim doesn’t sit right — it probably isn’t.
📲 Free claim review available
Call (866) 861-4992
Insurance companies don’t usually deny fire damage claims outright — they minimize them 🤔
They make serious damage sound “minor,” call structural issues “non-structural,” or approve just enough to get you started… but not enough to finish.
☝️That’s not an accident. That’s a lowball strategy.
Our job at On-Site Adjusting is to uncover the real impact of the fire, show the evidence insurers avoid, and push for the full payout needed to restore your home safely.
🔥 If your fire damage claim feels “too low,” trust your gut. Reach out to us for a free consultation
When the insurer offers quick patches instead of replacing 🥲
Has your claim ever been patched instead of properly fixed?
What Happens When a Public Adjuster Re-Evaluates Your Fire Damage Claim 😉
This commercial storage facility in Rockford, IL was originally valued at $400K — barely half of what was needed to rebuild.
We stepped in, inspected the full site, documented every impact, and proved the true scope of damage.
Result? Policy limit paid out: $811,103.
Every dollar available — secured for our client 👌
Whether you own a storage facility, retail space, warehouse, or rental units… insurance shouldn’t get the final word on your losses.
🧐 Think your claim is undervalued? Let us take a look.
DM us or call (866) 861-4992 for a free consultation!
The reality of life when it comes to property damage 🫠
Most homeowners don’t realize how much insurance company language affects their payout 🤯
A simple water-damage report can turn into delays, confusion, or a lower offer — not because you’re not covered, but because the wording makes you think you aren’t.
That’s where a public adjuster makes the difference.
We explain the process clearly, gather the right documentation, and make sure your claim reflects what actually happened — not what it’s labeled as.
💧 If you’re dealing with water damage, we can help. Reach out to us for a FREE claim review
Another homeowner protected 🤝
Another claim handled the right way.
Whether it’s water damage, fire loss, storm impact, or structural issues, we step in when your insurer falls short.
Thank you to our clients for trusting On-Site Adjusting when it matters most! 🙌
