PARTNER WITH ON-SITE ADJUSTING TO PROTECT
YOUR CLIENTS & SECURE PROJECT FUNDING
A transparent partnership program for professionals who work with property damage and want their clients to be compensated fairly in residential & commercial claims
EXTENDED COVERAGE
YOU MAY HAVE
When facing a property fire damage claim or sudden flooding, people feel confused and under pressure. An insurance adjuster often shows up who ignores the full extent of the damage and tries to reduce the payout. In reality, the insurance company is playing against the property owner.
This is unfair – and that’s why we offer a solution. As our partner, you refer us – OSA – to your clients. From that moment on, we step in to protect their interests and fully manage the process:
- reviewing the insurance policy;
- identifying hidden damages;
- conducting a property assessment;
- negotiating with an insurance adjuster.
What’s the result? The client receives fair compensation and remains grateful for your recommendation. You receive a loyal client with a restoration budget and a reliable partner who handles all communications with the insurance company.
COLLABORATION WORKFLOW
Three simple steps that will strengthen your business reputation in the eyes of your clients
STEP #1
Connection
You provide us with the contact information of a client who has experienced residential or commercial property damage (flooding, fire, building collapse, pipe burst, vandalism, etc.).
STEP #2
Expert Assessment
We conduct a free claim review, review the policy to confirm available coverage, document the damages, and provide a report that supports your professional position. After that, we sign a contract for public adjusting services.
STEP #3
Full Settlement
We see the claim through to payment. The client receives a restoration budget, and you gain the opportunity to complete your work efficiently and secure a grateful, long-term client.
Clients from our official partners receive Priority Handling status and expedited inspector visits.
We restore fairness where insurance companies seek profit.
WHO WE PARTNER WITH
On-Site Adjusting works with professionals who are the first to encounter property damage – and who want a trusted, ethical public adjusting partner to handle the insurance side
Insurance Brokers
Turn your client’s insurance claim into proof of your reliability
After a serious incident, clients care less about the cost of insurance and more about how easily compensation can be obtained. We help you fulfill the promise of protection you made from the very beginning. As independent public adjusters, we stand between your client and a system designed to reduce payouts. We identify opportunities for loss of use coverage and ensure that no damage goes unnoticed.
Your client sees you as the “hero” who recommended the right professionals at the right time, while we take all claim-related burdens and endless calls off your shoulders. This is the most effective client retention strategy available in today’s insurance market.
Attorneys
We prepare the technical foundation and indisputable evidence for your legal claims
In property damage cases, the party with clear and detailed documentation prevails. We become your eyes on the property, preparing reports that are difficult – if not impossible – to challenge. Our public insurance adjusters use iGUIDE 3D scanning to create accurate virtual replicas of damaged properties.
This allows every instance of damage to be documented in maximum detail. In addition to photographic documentation, we review insurance policies for business income loss and hidden coverage limits. Ultimately, you receive a complete technical foundation for litigation and can finally focus on legal strategy, relying on the conclusions of our experts.
Property Managers
We optimize your operating income by protecting properties from costly downtime
Every day a property remains damaged means lost rental income and an increased risk of tenant complaints. We accelerate the financial recovery of your properties by managing the entire claims process from start to finish. Our claim inspector identifies damage before it becomes a larger problem, while our commercial property adjuster ensures you receive compensation for business interruption.
We also coordinate emergency services to prevent further deterioration and ensure that insurance companies do not force property owners to use questionable contractors with low-quality workmanship.
Plumbers
Protect your professional opinion and reputation from insurance manipulation
When you document a broken pipe under basement floor, insurance companies often try to devalue your work by labeling the damage as gradual wear and tear. We step in to prove that it is a sudden, covered loss requiring full compensation. Using moisture mapping and thermal imaging, we build solid evidence to support your findings.
While you repair the pipe and restore the system, we secure the budget for slab leak repair. In the end, the client sees you not just as a plumber, but as a true professional who solves all problems. Your reputation as an expert who knows their craft completely only grows.
Roofers
Ensure full funding for roofing projects and protect your clients
Insurance companies love to write off roof damage as age-related or due to poor maintenance, leaving the owner with a minimal payout and you with an unprofitable job. We step in to break this system. While you set up the ladders, our local public adjusters find hidden damage from hail and wind that the insurer “accidentally” missed.
Thanks to this, we secure a budget for a full roof replacement using top-quality materials, not cheap substitutes. Partnering with us ensures that every project of yours is fully funded, invoices are justified, and clients are satisfied.
Real Estate Professionals
Saving deals by turning problem properties into quality assets
Nothing undermines a sale more than foundation cracks or signs of prior water damage discovered during an inspection. Often, even the property owner is unaware of them. Instead of watching a buyer demand a major price reduction or walk away from the deal entirely, bring us in as professional adjusters on demand. We help sellers obtain insurance funds to fully correct defects before the transaction closes.
If damage occurs to your client’s newly purchased home after closing, recommend us as the best public adjuster, and we will do everything possible to complete repairs as quickly as possible. There is a benefit for you as well: you close the deal on time, despite any discovered defects.
Accountants
We professionally verify losses for financial and tax reporting
If your corporate client has experienced business income loss due to a fire or storm, accuracy in financial reporting is critical. The documented and verified data on actual damages that we provide can be confidently used in financial accounting. Our public loss adjusters calculate not only direct costs but also lost profits in complex cases. We ensure your client’s liquidity in a crisis, guaranteeing the receipt of funds for asset restoration.
This allows you to make decisions based on verified information, rather than the insurance company’s assumptions. You gain a precise financial picture, a transparent foundation for tax reporting, and confidence that your client’s assets are protected at the highest level.
Restoration Companies
Eliminating barriers between your estimate and the insurance payout
The biggest challenge for restorers is fighting for every line item when insurers push for cheap patchwork repairs instead of full restoration. We partner with you to ensure every fire and water damage mitigation project is properly funded.
Our claims professional prepares documentation that justifies the full scope of work, including hidden defects and smoke remediation. We strictly follow IL, WI, and CA laws, allowing you to focus on restoration while we handle the insurance claim negotiation. On top of that, your approved estimate will be fully covered by the insurance payout, with no need for the client to pay out of pocket.
We Also Support Your Community Recommendations
Your advice provides real help to friends, neighbors, or colleagues who have experienced property damage. We value your trust, so we provide priority consultation support to everyone who comes through your recommendation.
By recommending On-Site Adjusting, you help your loved ones protect themselves from insurance company manipulation and receive fair compensation.
Join our network and turn good advice into reliable professional protection for your community.
THE ON-SITE ADJUSTING KEY BENEFITS
Your recommendation becomes the starting point of professional advocacy, where our licensed claims adjuster secures fair settlements while protecting your reputation. This is a simple yet effective partnership: we guarantee a result that will strengthen your reputation as an expert who cares about their client
Licensed Expertise
We operate in Illinois, Wisconsin, and California.
Residential & Commercial Expertise
From single-family homes to complex commercial losses, we know how to manage high-stakes claims
Legal Compliance
We comply with state laws. We avoid conflicts of interest. Transparency comes first.
Higher Claim Settlements
We identify hidden and underpaid damage so your referrals receive significantly stronger claim outcomes
Stronger Client Loyalty for You
Helping clients recover more from their insurance builds trust and long-term relationships
Zero Insurance Headaches for You
We handle all insurer communication, documentation, and negotiation from start to finish
Partnering with On-Site Adjusting means better outcomes for your clients – and smarter growth for your business
Rules and regulations regarding public adjusters being restoration contractors change by state
In Illinois, OSA can provide both public adjusting and restoration services on the same claim.
In Wisconsin and California, we cannot legally provide both services on the same claim — but we do maintain a trusted network of restoration contractors and can offer the right partner for your situation.
In Illinois, OSA can provide both public adjusting and restoration services on the same claim.
In Wisconsin and California, we cannot legally provide both services on the same claim — but we do maintain a trusted network of restoration contractors and can offer the right partner for your situation.
PARTNERSHIP BENEFITS
Partnering with On-Site Adjusting is an opportunity to delegate complex insurance processes to professionals and be 100% confident that your clients will receive fair compensation. We do not process claims automatically. We become a reliable shield between the property owner and the insurance company.
- Turnkey insurance claim handling. We take full responsibility for claim management, documentation, and insurance negotiations from start to finish. You and your clients remain removed from conflict.
- Maximized results. Thanks to our licensed assessment and professional policy audit, your clients receive on average 200% more funds for restoration.
- Faster claim processing. The experience of our home and business public adjusters allows us to bypass standard insurance company traps that can delay payouts for months.
- Reputation boost. You recommend On-Site Adjusting, a company with a 5.0 rating, to your clients. This strengthens client loyalty and increases trust in your own business.
ELIGIBLE CLAIMS WE HANDLE
Fire Damage
We represent homeowners and businesses after fire losses, documenting structural, contents, smoke, and heat damage to pursue the full settlement you’re owed.
Flood Damage
We assist with flood-related losses by documenting structural and contents damage and coordinating coverage considerations where applicable.
Storm Damage
Our team handles wind, hail, and severe weather claims by documenting roof, exterior, and interior damage often underestimated by insurers.
Theft & Vandalism
We help property owners recover losses from break-ins, vandalism, and malicious damage by fully documenting stolen or destroyed property.
Water Damage
From burst pipes to appliance leaks, we evaluate sudden water damage, identify hidden impacts, and challenge underpaid or disputed claims.
Building Collapse
When structural failure occurs, we assess visible and hidden damage, coordinate expert evaluations, and pursue proper coverage for repair or rebuilding.
These are some of the most common claims we handle.
We also represent clients in additional claim types — visit the Claim Types section in our site menu
These are some of the most common claims we handle.
We also represent clients in additional claim types — visit the Claim Types section in our site menu
Your confidence in the outcome is our shared victory. We restore peace of mind and financial stability to people in their most challenging moments. Every successfully closed case is proof that professional support and transparent partnerships can change the rules of the game in the insurance market.
We operate in Illinois, Wisconsin, and California, so we can always respond quickly to your client’s request. Join our network of professionals and see for yourself how easy it is to combine high-quality service for your clients with a new level of efficiency and stability for your business.
Become an On-Site Adjusting Referral Partner
Submit your information below and our team will reach out to discuss referral opportunities and next steps.
Frequently Asked Questions
We know that true professionals value clarity and honesty. Here you will find comprehensive answers to the most common questions our partners ask. Our goal is to create the most comfortable conditions for collaboration, enhancing business reputation and professional efficiency.
Have other questions about the On-Site Adjusting Partnership Program? Fill out the form above, and we’ll contact you for a detailed consultation.
Absolutely. We operate in full compliance with state legal requirements. We hold licenses in Illinois, Wisconsin, and California. The partnership is based on professional B2B collaboration and ethical service standards, eliminating any legal risks for both parties.
The main value is client loyalty and financial stability for your projects. Insurance companies often underpay so much that the client cannot afford quality restoration. By referring them to us, your authority grows. We provide your client with expert claims handling and fair compensation, while you receive a completed project with no outstanding accounts or stalled phases.
We don’t give up after the first denial. Our team of licensed public adjusters conducts a detailed audit and engages first-party claim attorneys to challenge improper decisions. We have the expertise to overturn denials and achieve justice. Note: the property damage consultation and assessment for the client are always free. We are only paid when the client receives their check.
Yes, absolutely! Our program is open to all real estate and service professionals – property managers, roofers, plumbers, or attorneys. This is an ideal way for you to add value to your expertise by providing residents with professional protection from insurance abuses.
On the contrary. Our experience allows claims to be filed correctly the first time, eliminating endless clarifications and requests from the insurer. We know the “shortcuts” through bureaucratic labyrinths, which often speeds up receiving the final check.
No, this is the main advantage of our program. We handle all management, documentation, and exhausting negotiations with the insurance company from start to finish. Your role ends once the client is introduced to our team.
❄️ Chicago freeze = burst pipe season.
When temperatures drop this fast, pipes fail fast — usually overnight. What happens next depends on how quickly you act.
Emergency shut-off, proper drying, and correct documentation protect both the property and the insurance claim.
📞 Call 866-861-4992 or message us if water shows up where it shouldn’t
Insurance isn’t a favor. It’s a contract.
But most people never see the full contract in action 🤔
They’re shown a number.
Told it’s “standard.”
And pressured to accept it quickly.
What they’re not shown? The coverage they’re actually entitled to — and the damage hiding behind walls, ceilings, and paperwork.
That’s why public adjusters exist. To protect homeowners and business owners when insurance companies hope you won’t push back 😉
💬 If something about your claim doesn’t sit right — it probably isn’t.
📲 Free claim review available
Call (866) 861-4992
Insurance companies don’t usually deny fire damage claims outright — they minimize them 🤔
They make serious damage sound “minor,” call structural issues “non-structural,” or approve just enough to get you started… but not enough to finish.
☝️That’s not an accident. That’s a lowball strategy.
Our job at On-Site Adjusting is to uncover the real impact of the fire, show the evidence insurers avoid, and push for the full payout needed to restore your home safely.
🔥 If your fire damage claim feels “too low,” trust your gut. Reach out to us for a free consultation
When the insurer offers quick patches instead of replacing 🥲
Has your claim ever been patched instead of properly fixed?
What Happens When a Public Adjuster Re-Evaluates Your Fire Damage Claim 😉
This commercial storage facility in Rockford, IL was originally valued at $400K — barely half of what was needed to rebuild.
We stepped in, inspected the full site, documented every impact, and proved the true scope of damage.
Result? Policy limit paid out: $811,103.
Every dollar available — secured for our client 👌
Whether you own a storage facility, retail space, warehouse, or rental units… insurance shouldn’t get the final word on your losses.
🧐 Think your claim is undervalued? Let us take a look.
DM us or call (866) 861-4992 for a free consultation!
The reality of life when it comes to property damage 🫠
Most homeowners don’t realize how much insurance company language affects their payout 🤯
A simple water-damage report can turn into delays, confusion, or a lower offer — not because you’re not covered, but because the wording makes you think you aren’t.
That’s where a public adjuster makes the difference.
We explain the process clearly, gather the right documentation, and make sure your claim reflects what actually happened — not what it’s labeled as.
💧 If you’re dealing with water damage, we can help. Reach out to us for a FREE claim review
Another homeowner protected 🤝
Another claim handled the right way.
Whether it’s water damage, fire loss, storm impact, or structural issues, we step in when your insurer falls short.
Thank you to our clients for trusting On-Site Adjusting when it matters most! 🙌
