Agriculture
Claim
Has your farm suffered a disaster? In agriculture, every loss hurts: destroyed crops, dead livestock, damaged buildings or equipment. But when you file an agricultural insurance claim, the insurance agent often only accounts for part of the problem. For example, with a crop loss, they may not consider the time your farm is unable to operate (plant, harvest, or sell produce).
At On-Site Adjusting, every field claims adjuster is a professional in their field. We handle a wide range of situations, including farming risk claims, cultivation claims, livestock insurance claims, and farm damage claims. And, of course, we fight for compensation that truly covers all losses.
We work for YOU – not your insurance company.
Has your farm suffered a disaster? In agriculture, every loss hurts: destroyed crops, dead livestock, damaged buildings or equipment. But when you file an agricultural insurance claim, the insurance agent often only accounts for part of the problem. For example, with a crop loss, they may not consider the time your farm is unable to operate (plant, harvest, or sell produce).
At On-Site Adjusting, every field claims adjuster is a professional in their field. We handle a wide range of situations, including farming risk claims, cultivation claims, livestock insurance claims, and farm damage claims. And, of course, we fight for compensation that truly covers all losses.
We work for YOU – not your insurance company.
Why Is Your Farming Claim Turning Into a Nightmare?
Insurance companies profit by paying out as little as possible. Their adjusters are focused on minimizing what they owe — not helping you. After the shock of destroyed crops, dead livestock, or damaged buildings, you’re left battling a system that’s NOT built to support you.
Top Problems Farmers Face When Filing a Claim
Claim denial
The insurer looks for loopholes to deny your farm insurance claim. They claim that crop loss in agriculture is a natural risk, and livestock losses are the result of improper care.
Lowball estimate from the insurer
Unlike a field property claims adjuster, the insurer ignores hidden consequences. For example, they “don’t see” that a storm damaged a warehouse roof, and moisture ruined feed and equipment.
Delay tactics
They offer a tiny settlement for your husbandry claim — immediately. The calculation is simple: you’re exhausted, stressed, have lost part of your farm, and are likely to accept anything.
No matter what’s happening with your claim, we know exactly what to do.
When Should You Call On-Site Adjusting?
“They gave me a ridiculous offer…”
The insurer’s crop adjuster isn’t looking out for you. If something feels off, don’t settle. Call us for an independent damage assessment.
“Hail destroyed my crops. Should I call the insurance’s field adjuster, or what should I do?”
Call us first — before you contact your insurance company. Acting quickly protects your rights and prevents the insurer from blaming you for delays.
Yes, the insurance’s field property adjuster records damage. But only visible damage, like burned equipment, charred structures, or crop loss. Smoke and toxins easily penetrate storage systems, ventilation, packing lines, and even soil. Our job as independent public adjusters is to ensure hidden consequences are covered under your agribusiness insurance claim. Otherwise, the insurance payout will be symbolic.
Every day you delay benefits the insurer.
Don’t let that happen. Call now to get your payment and a fair claim settlement.
One Call to On-Site Adjusting — and We Handle It From There
How do we work?
Step 1. Assessing and Documenting Agricultural Losses
First of all, an independent assessment of losses should be conducted. This captures the full scale of the damage: crops, livestock, equipment, infrastructure, production downtime, etc.
Here’s what we do:
- Evidence collection. Determining direct and indirect losses, photo/video documentation of damaged buildings, equipment, warehouses, crops, and livestock.
- Asset inventory. Listing and valuing all property, taking into account financial losses (lost contracts, reduced income, overhead expenses).
- Production cycle analysis. Determining at which stage the production cycle was (planting, maintenance, harvesting) to accurately calculate potential lost yield and expenses.
Step 2. Securing the Maximum Payout for Your Agribusiness Claim
We’re not the kind of company that just sends a bill to the insurer. We make them cover the actual cost of the damage. How?
- Policy analysis. We identify overlooked coverage points in your agribusiness or husbandry insurance claim.
- Documenting the consequences. We prepare a report with the full scope of the agricultural loss.
- Cost assessment. We calculate the true cost of agricultural recovery (from infrastructure to lost productivity), even if it’s not in the insurer’s best interest.
- Negotiation and settlement. We present the insurance company with solid, irrefutable evidence. We don’t stop until you receive a fair settlement.
Partnership With On-Site Adjusting — No Headaches
Your insurance providers will likely send their preferred vendors — mitigation companies or contractors who work for the insurance companies and are paid by them. These vendors serve the insurer’s interests, not yours. Their goal is to cut costs for the insurer, leaving you with low-quality repairs and ongoing issues. We work solely for you.
Who We Help
Farmers & Agricultural Producers
Agribusiness Owners
Cooperatives & Agricultural Associations
Landlords with Agricultural Property
We provide public adjusting services in
Illinois, Wisconsin, California
Don’t Settle for Less Than You Deserve
Your insurance company has experts on their side – and you should too. We assess the full damage and tell you what your claim is really worth.
Insurance companies don’t usually deny fire damage claims outright — they minimize them 🤔
They make serious damage sound “minor,” call structural issues “non-structural,” or approve just enough to get you started… but not enough to finish.
☝️That’s not an accident. That’s a lowball strategy.
Our job at On-Site Adjusting is to uncover the real impact of the fire, show the evidence insurers avoid, and push for the full payout needed to restore your home safely.
🔥 If your fire damage claim feels “too low,” trust your gut. Reach out to us for a free consultation
When the insurer offers quick patches instead of replacing 🥲
Has your claim ever been patched instead of properly fixed?
What Happens When a Public Adjuster Re-Evaluates Your Fire Damage Claim 😉
This commercial storage facility in Rockford, IL was originally valued at $400K — barely half of what was needed to rebuild.
We stepped in, inspected the full site, documented every impact, and proved the true scope of damage.
Result? Policy limit paid out: $811,103.
Every dollar available — secured for our client 👌
Whether you own a storage facility, retail space, warehouse, or rental units… insurance shouldn’t get the final word on your losses.
🧐 Think your claim is undervalued? Let us take a look.
DM us or call (866) 861-4992 for a free consultation!
The reality of life when it comes to property damage 🫠
Most homeowners don’t realize how much insurance company language affects their payout 🤯
A simple water-damage report can turn into delays, confusion, or a lower offer — not because you’re not covered, but because the wording makes you think you aren’t.
That’s where a public adjuster makes the difference.
We explain the process clearly, gather the right documentation, and make sure your claim reflects what actually happened — not what it’s labeled as.
💧 If you’re dealing with water damage, we can help. Reach out to us for a FREE claim review
Another homeowner protected 🤝
Another claim handled the right way.
Whether it’s water damage, fire loss, storm impact, or structural issues, we step in when your insurer falls short.
Thank you to our clients for trusting On-Site Adjusting when it matters most! 🙌
When property damage looks impossible — it usually just means the insurer hasn’t looked close enough.
👀 Every claim has fine print.
🔍 Every “denial” has a loophole.
You just need someone who knows where to find it.
💬 Have a claim or denial? Let’s review it for free — 866-861-4992
Sometimes it takes one small detail to turn “denied” into “paid.”
That’s why we dig deeper. Every time.
💧 Water damage doesn’t wait!
👉 Free claim review — 866-861-4992
☑️ We’re licensed public adjusters in IL, WI and CA
