Hiring professionals like public adjusters from On-Site Adjusting can be a wise decision for a condo association when dealing with claims for fire and water damage. On-Site Adjusting is a company that specializes in providing public adjusting services, and their adjusters are experts in insurance claims and can provide valuable assistance to the association in navigating the complex policies and procedures involved in such claims.
Benefits
One of the key benefits of hiring On-Site Adjusting is their knowledge of the fine details within the condo association’s declaration pages and bylaws. These documents often outline what is covered under the master policy and the condo owners’ policy, and On-Site Adjusting’s adjusters can help the association understand exactly what is covered and what is not.
For example, many condo declaration pages and bylaws suggest that the master policy covers entire common elements such as framing, windows, doors, roof, brick, siding, plumbing, HVAC, drywall, paint, and primer. On the other hand, the condo owner may be responsible for finish carpentry items such as kitchen cabinets, tile, trim, baseboards, flooring, light fixtures, blinds, and plumbing fixtures. Each case is unique and subject to review by a professional like a public adjuster from On-Site Adjusting.
Another benefit of hiring On-Site Adjusting is their ability to negotiate with insurance companies on behalf of the association. On-Site Adjusting’s adjusters have the expertise and experience to negotiate the best settlement possible for the association, ensuring that they receive fair compensation for their damages.
In addition to these benefits, On-Site Adjusting’s adjusters can also provide recommendations for emergency services, such as board up, water mitigation, water mapping, temporary electricity, water pump out, and shoring. These services are crucial in the immediate aftermath of a fire or water damage event, as they can help prevent further damage to the property and protect the safety of residents. On-Site Adjusting’s adjusters have a network of trusted contractors and vendors that they work with, who can provide these emergency services quickly and efficiently. They can also oversee the work to ensure that it is done properly and that the association’s interests are protected.
Additional Value
Furthermore, once the adjusting process is done, On-Site Adjusting’s adjusters can also assist with the construction work. This can be very beneficial for the association as On-Site Adjusting can provide a full-service experience, from the initial emergency response to the final construction work, which can make the process less stressful for the association. With On-Site Adjusting’s knowledge of the insurance policy and their good relationship with the insurance company, they can ensure that the work done is covered by the insurance policy and that the association will receive a fair compensation.
In summary, hiring On-Site Adjusting can be extremely beneficial for a condo association when dealing with claims for fire and water damage. On-Site Adjusting’s adjusters can provide valuable assistance in navigating the complex policies and procedures, recommend emergency services, ensure that the work done is covered by the insurance policy and that the association will receive a fair compensation, and assist with the construction work.
