Distorting the value of a loss is one of the many forms of insurance fraud. You can avoid this by keeping receipts and records of items.
An appraisal clause helps you avoid disputes with your insurer over the value of a claim or loss. It is mostly found in property policies.
Many homeowners pay their premiums promptly to ensure that the financial cost of repairing their home after suffering damage is covered. However, it does not always happen that way in practice. This especially applies to roof replacement. Your insurance may…