Theft & Vandalism
Claim
Missing equipment, broken doors, ransacked rooms? Theft or vandalism is not just damage, it is an intrusion into your space. But after the shock comes something else: the insurance company questions the stolen items insurance claim or even denies payment altogether, citing policy exclusions.
On-Site Adjusting is a company that brings together the best public adjusters and contractors who specialize in vandalism insurance claim and insurance claim for stolen property. We prove the fact of the break-in, assess the actual losses, and pursue full compensation.
We work for YOU – not your insurance company.
On-Site Adjusting is a company that brings together the best public adjusters and contractors who specialize in vandalism insurance claim and insurance claim for stolen property. We prove the fact of the break-in, assess the actual losses, and pursue full compensation.
We work for YOU – not your insurance company.
Why Is Your Vandalism & Theft Claim Turning Into a Nightmare?
Insurance companies profit by paying out as little as possible. Their adjusters focus on minimizing what they owe — not helping you. After the stress of theft or vandalism, you’re left battling a system that’s NOT built to support you.
Top Problems Homeowners Face When Filing a Claim
Claim denial
The insurer looks for loopholes to say your stolen property insurance claim isn’t covered — claiming there’s no proof of forced entry, or that the missing items aren’t part of your coverage.
Lowball estimate from the insurer
Unlike an independent public adjuster, the insurer ignores secondary property losses. Damaged wiring or surveillance cameras should also be covered under your theft and loss claim.
Delay tactics
They offer you a “quick check” — a tiny amount, but right away. They count on you being exhausted, frightened, and ready to accept anything.
No matter what’s happening with your claim, we know exactly what to do.
When Should You Call On-Site Adjusting?
“They gave me a ridiculous offer…”
The insurer’s adjuster isn’t looking out for you. If something feels off, don’t settle. Call us for an independent damage assessment.
“My home was broken into. What should I do?”
Call us first — before you contact your insurance company. Acting fast protects your rights and prevents the insurer from blaming you for delays.
One of the most common reasons for underpaid compensation is ignoring indirect consequences of vandalism. An insurance company’s representative often counts only obvious damage — like a broken lock or shattered glass — but leaves out expenses for temporary security, replacing alarm systems, or restoring the facade. These are part of your personal property theft insurance claim, and as adjusters on demand, we help you prove it.
Every day you delay benefits the insurer.
Don’t let that happen — call now to get your payout and quality restoration services.
One Call to On-Site Adjusting — and We Handle It From There
From this moment, you no longer need to argue, prove, or waste time. We handle negotiations and stay with you until all work is complete.
How do we work?
Step 1. Securing the Maximum Payout for Your Insurance Claim for Burglary or Vandalism
We’re not a company that just sends a bill to the insurer — we make them cover the real cost of your loss. How?
- Policy analysis. We identify the parts of your vandalism home insurance claim that apply to your situation.
- Documenting the consequences. We prepare a full report detailing the scope of loss.
- Cost evaluation. We calculate the real repair cost — which may not suit the insurer, but it’s fair to you.
- Negotiation and settlement. We present irrefutable evidence and don’t stop until you receive a fair settlement.
Step 2. Providing Theft and Vandalism Restoration
Once the funds are approved, we begin restoration right away. Because we’ve already done the assessment, we know exactly where to start.
Here’s what we do:
- Clean up. Removal of debris and vandalism traces (broken glass, door fragments, scattered items, paint, graffiti, dirt), and temporary boarding of windows and doors if needed.
- Security restoration. Replacement of locks, alarms, cameras, motion sensors, etc.
- Structural and cosmetic repairs. Repair of facades, door frames, floors, walls, and other elements damaged by intruders.
- Asset recovery support. Assessment of personal property losses (equipment, documents, jewelry) and securing fair compensation under your vandalism coverage.
Rules and regulations regarding public adjusters being restoration contractors change by state
In Illinois, OSA can provide both public adjusting and restoration services on the same claim.
In Wisconsin and California, we cannot legally provide both services on the same claim — but we do maintain a trusted network of restoration contractors and can recommend the right partner for your situation.
In Illinois, OSA can provide both public adjusting and restoration services on the same claim.
In Wisconsin and California, we cannot legally provide both services on the same claim — but we do maintain a trusted network of restoration contractors and can recommend the right partner for your situation.
Partnership With On-Site Adjusting — No Headaches
Your insurer will likely send their preferred company. But who are they really working for? Those vendors serve the insurer’s interests — not yours. Their goal is to cut costs, leaving you with poor-quality repairs and recurring issues. We work only for you.
Who We Help
Homeowners
Business owners
Members of Homeowners / Condominium Association
Rental property owners
We offer clean-up services after theft or vandalism and public adjusting in
Illinois, Wisconsin, California
Don’t Settle for Less Than You Deserve
Your insurance company has experts on their side — so should you. We assess the full damage and tell you what your claim is really worth.
Another homeowner protected 🤝
Another claim handled the right way.
Whether it’s water damage, fire loss, storm impact, or structural issues, we step in when your insurer falls short.
Thank you to our clients for trusting On-Site Adjusting when it matters most! 🙌
When property damage looks impossible — it usually just means the insurer hasn’t looked close enough.
👀 Every claim has fine print.
🔍 Every “denial” has a loophole.
You just need someone who knows where to find it.
💬 Have a claim or denial? Let’s review it for free — 866-861-4992
Sometimes it takes one small detail to turn “denied” into “paid.”
That’s why we dig deeper. Every time.
💧 Water damage doesn’t wait!
👉 Free claim review — 866-861-4992
☑️ We’re licensed public adjusters in IL, WI and CA
Watch this before you sign anything 🔥
After a fire, timing is everything.
There are 3 key phases — emergency response, adjusting, and restoration.
Miss one, and your insurance company might use it against you 🙈
Save this post for reference — it could protect your payout 👌
Follow us for more insurance tips 😉
Lowball offers, endless delays, and a dozen ways to say “not covered.” Sound familiar? 👀
👉 That’s why Public adjusters exist. We cut through the excuses and fight for your full payout.
💬 Drop a comment: What’s the most ridiculous excuse you’ve heard from an insurance company?
#insuranceclaim #publicadjuster #insurancehumor #insurancepayout #deniedclaim #onsiteadjusting
Hidden decay = hidden coverage 🔑
A building collapse, a denied claim, and an insurer that thought they could walk away.
Our public adjusters investigated, hired engineers, and found hidden structural decay that triggered coverage under the policy.
Final outcome? $396K paid out — above the policy limits.
When insurers play games, we play smarter.
👷♂️ Structural damage? Denied insurance claim?
Let’s uncover the truth — free claim review available now!
Made it through the fire?
Now don’t let paperwork, delays, or one wrong move ruin your recovery.
Here are the most common (and costly) mistakes people make after fire damage — and how to avoid them.
📲 Book a free consultation with our team today.
We fight for what your insurance owes you 👌
Before the insurance company writes their lowball estimate, we’re already on-site.
✅ Securing the property
✅ Documenting real fire damage
✅ Protecting the policyholder
First step after a fire: protect what’s left.
We handle emergency board-up and fight for your insurance claim.
📞 DM us or call 866-861-4992 for immediate help.
