If you’ve experienced property damage due to a disaster, navigating the insurance claims process can be overwhelming. You may be wondering whether or not you need a public adjuster. In this short guide, we’ll explore a public adjuster’s role. Additionally, we will explain the reasons why hiring one could be beneficial for your insurance claim.
What is a Public Adjuster?
Before you decide to hire a public adjuster, let’s first understand what they do. A public adjuster is a licensed professional who works on behalf of policyholders (at no expense to the policyholder) to assess property damage, prepare insurance claims, and negotiate settlements with insurance companies. Learn more about what a public adjuster does here.
Should I Hire a Public Adjuster?
Now, let’s address the question at hand. Should you hire a public adjuster? The answer depends on various factors. For instance, the complexity of your insurance claim and the extent of the damage. Your comfort level with navigating the claims process also matters. Here are some reasons why hiring a public adjuster could be advantageous:
- Expertise and Experience
Here at On-site, our public adjusters have an in-depth knowledge of insurance policies and the claims process. We understand the intricacies of insurance language. Therefore, our adjusters can effectively negotiate with insurance companies on your behalf. With our team’s expertise, you can navigate the claims process more efficiently. You can also maximize your chances of receiving fair compensation.
- Thorough Documentation
Our public adjusters are well-versed in documenting property damage and losses. They ensure that all damages are properly assessed and accounted for. Thus, they leave no stone unturned. This thorough documentation strengthens your insurance claim. Furthermore, it increases the likelihood of a favorable outcome.
- Peace of Mind
Dealing with insurance claims can be stressful, especially during times of crisis. By hiring a public adjuster, you can offload the burden of paperwork and negotiations. They handle all aspects of the claims process. Therefore, you can focus on rebuilding and recovery with peace of mind. At On-Site Adjusting, we have had several policyholders walk away with peace of mind and a heavier pocket
Why Choose On-Site Adjusting?
When considering whether or when to hire a public adjuster, it’s essential to choose a reputable and experienced firm. At On-Site Adjusting, we believe in upholding the highest standards of professionalism and ethics in the industry. The National Association of Public Insurance Adjusters (NAPIA) sets the benchmark for excellence in public adjusting. You can read more about that on their website. We are committed to advocating for your best interests. We also ensure that you receive fair compensation for your losses, because should not have to suffer twice.
Below is a list of a few reasons why you should choose us as your trusted public adjuster:
- Expertise in Estimating Software
We understand the importance of using industry-standard estimating software like Xactimate and Symbility. Our team is highly skilled in utilizing these platforms. Therefore, we can guarantee accurate and detailed assessments of property damages. By leveraging our expertise in estimating software, we can maximize the value of your claim. We can also negotiate for fair compensation with confidence.
- Knowledge of Material Pricing
We have extensive experience working with companies like ITEL to determine the pricing of building materials that properties need. Examples of these building materials include roofing, tiles, sidings, etc. This knowledge is invaluable when it comes to accurately assessing repair or replacement costs for damaged structures. Furthermore, we utilize our expertise to ensure that your claim reflects the true value of the damages incurred.
- Thorough Documentation of Hidden Damages
One of the key advantages of working with us is our diligent approach to documenting hidden damages. We use advanced techniques such as moisture mapping and soot testing. This is to identify and also document damages that may not be immediately visible. By uncovering hidden damages and providing comprehensive documentation, we can increase the likelihood of a favorable settlement.
- Cutting-Edge Technologies
We utilize state-of-the-art tools such as FLIR moisture readers and thermal scanners to detect hidden damages. Furthermore, we assess the extent of property damage accurately. These advanced technologies enable us to provide you with precise and detailed assessments. Thus, we ensure that no damage goes unnoticed during your claims process.
With our team of skilled and licensed public adjusters, you can trust that your insurance claim process is in good hands. Don’t navigate the insurance maze alone! Let us help you get the compensation you deserve.
